Introduction
Plan Summary
Sustainable Investment Approach

Guaranteed Savings 5 Years (III)

This product will provide you a better way to increase the value of your wealth in a simple, easy and effective way.

SUSTAINABLE INVESTMENT APPROACH

100% CAPITAL GUARANTEED

ANNUAL GUARANTEED CREDITING INTEREST RATE

FLEXIBLE SURRENDER
Product invests most of its assets in debt securities of companies with favourable environmental, social and governance (ESG) characteristics Payment of the guaranteed capital upon completion of the 5 years term Capital, with credited interests less any surrenders is 100% guaranteed Total or partial surrender is available subject to a fee on premium surrendered
Guaranteed Crediting Interest Rates 1
POLICY YEAR MOP HKD USD EUR
1 3.25% 3.35% 3.75% 1.75%
2 3.30% 3.40% 3.80% 1.90%
3 3.35% 3.45% 3.85% 2.05%
4 3.36% 3.46% 3.86% 2.06%
5 3.38% 3.48% 3.88% 2.08%
1 Compound interest, to be paid into the policy at each Policy Anniversary Date.

This product is underwritten by Fidelidade Macau Life - Insurance Company Limited. The above product information is for reference only.

Download the product flyer here. Follow the next link to access the product disclosure information.

Please contact us for further details about the product and how to apply for it.

PREMIUM
  • In MOP/ HKD/ USD/ EUR
  • Minimum PREMIUM of:
    • MOP/HKD 25,000
    • USD/EUR 3,000
  • Premium charge, if any, is calculated based on a percentage over the amount of the Premium, to be specified in the Policy Schedule.
  • Payment Method: Lump sum.
ACCIDENTAL DEATH BENEFIT
  • Only applicable by policy to the Insured that has reached eighteen (18) years of age but be under seventy (70) years of age on the date of the Accident.
  • According to the plan currency and benefit amount shall equal to 5% of the premium (net of any partial surrender of premium), with a maximum limit per policy:
    • MOP/HKD 50,000
    • USD/EUR 6,000
 SURRENDER
  • Total or partial surrender is available subject to a fee of 10%, 8% and 5% on premium surrendered in policy year 1 to 3, 4 and 5 respectively.
  • Total surrender of guaranteed interest is available with no fees.
  • Minimum surrender amount is applied.

This product is underwritten by Fidelidade Macau Life - Insurance Company Limited. The above product information is for reference only.

Download the product flyer here. Follow the next link to access the product disclosure information.

Please contact us for further details about the product and how to apply for it.

Fidelidade Life shares its clients’ concerns for a positive and real impact on global sustainable factors.

The product invests most of its assets in debt securities of companies with favourable environmental, social and governance (ESG) characteristics.

Our sustainable investment approach prioritizes investing in industries like green finance, renewable energies, healthcare, technology, media and telecommunications, and in companies with favourable ESG characteristics that can drive real change for the common good in the short and long term.

We will not invest in industries that may raise sustainability concerns like thermal coal, controversial weapons and tobacco nor in companies with adverse ESG ratings.

This product is underwritten by Fidelidade Macau Life - Insurance Company Limited. The above product information is for reference only.

Download the product flyer here. Follow the next link to access the product disclosure information.

Please contact us for further details about the product and how to apply for it.