INTRODUCTION

Healthcare Providers Professional Liability

This product is underwritten by Fidelidade Macau - Insurance Company Limited

As stipulated under the provisions of Article 36 of the “Legal Regime of Medical Malpractice” (Law No. 5/2016) which came into effect on 26th February, 2017, healthcare providers need to buy the professional liability insurance in accordance with the terms and conditions, restrictions and sums as defined under the Administrative Regulation.  Any natural person or legal person in accordance with the requirements of Article 4 of the Law No. 5/2016 has the obligation to buy the insurance. In simple terms, all licensed healthcare providers are required to buy the compulsory insurance.

The scope of cover include the medical incidents as referred under Article 3 of the Law No. 5/2016, that is, loss resulting from any claim or claims made against the healthcare providers, resulting exclusively from violation of medical and health regulations, guidelines, professional code of ethics, professional knowledge or normal conduct of healthcare services provisions, from acts or omissions resulting in bodily injury or mental injury of any patient;  


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