Introduction
Plan Summary

Guaranteed Savings 3 Years (IV)

This product will provide you a better way to increase the value of your wealth in a simple, easy and effective way Capital, with credited interests (up to 4.1%) less any surrenders are 100% guaranteed.

This product will provide you a better way to increase the value of your wealth in a simple, easy and effective way.

ANNUAL GUARANTEED CREDITING INTEREST RATE

Capital, with credited interests less any surrenders is 100% guaranteed.

100% CAPITAL GUARANTEED

Payment of the guaranteed capital upon completion of the 3 years term.

FLEXIBLE SURRENDER

Total or partial surrender is available subject to a fee on premium surrendered.
Guaranteed Crediting Interest Rates 1
YEAR MOP HKD USD EUR
1st 3.25% 3.35% 3.75% 1.75%
2nd 3.30% 3.40% 3.80% 1.90%
3rd 3.35% 3.45% 3.85% 2.05%
1 Compound interest, to be paid into the policy at each Policy Anniversary Date.

This product is underwritten by Fidelidade Macau Life - Insurance Company Limited. The above product information is for reference only.

Download the product flyer here. Follow the next link to access the product disclosure information.

Please contact us for further details about the product and how to apply for it.

PREMIUM
  • In MOP/ HKD/ USD/ EUR
  • Minimum PREMIUM of:
    • MOP/HKD 25,000
    • USD/EUR 3,000
  • Premium charge, if any, is calculated based on a percentage over the amount of the Premium, to be specified in the Policy Schedule.
  • Payment Method: Lump sum.
ACCIDENTAL DEATH BENEFIT
  • According to the plan currency and, only applicable by policy to the Insured that has reached eighteen (18) years of age but be under seventy (70) years of age on the date of the Accident.
  • Benefit equal to 5% of the premium (net of any partial surrender of premium), with a maximum limit per policy of “Guaranteed Savings 3 Years (Series IV)” of (according to the plan currency):
    • MOP/HKD 50,000
    • USD/EUR 6,000
 SURRENDER
  • Total or partial surrender is available subject to a fee of 10%/8%/5% on premium surrendered in policy year 1/2/3 respectively.
  • Minimum surrender amount is applied.

This product is underwritten by Fidelidade Macau Life - Insurance Company Limited. The above product information is for reference only.

Download the product flyer here. Follow the next link to access the product disclosure information.

Please contact us for further details about the product and how to apply for it.