Introduction
Plan Summary

Guaranteed Savings 3 Years (III)

Guaranteed Savings 3 Years will provide you a better way to increase the value of your wealth in a simple, easy and effective way.

Annual Guaranteed Crediting Interest Rate

Capital, with credited interests less any surrenders is 100% guaranteed.

100% Capital Guaranteed

Payment of the guaranteed capital upon completion of the 3 years term.

Potential Extra Return

Is non-guaranteed and is calculated based on the product's investment return, surrender and claims experiences, etc.

Flexible Surrender

Total or partial surrender is available subject to a fee on premium surrendered.

Guaranteed Crediting Interest Rates 1
YEAR MOP HKD USD EUR
1st

3.50%

3.60% 4.00% 2.00%
2nd 3.55% 3.65% 4.05% 2.15%
3rd 3.60% 3.70% 4.10% 2.30%

1 Compound interest, to be paid into the policy at each Policy Anniversary Date.

This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.

Download the Product Flyer here.  Please contact us for further details about the product and how to apply for it.

PREMIUM
  • In MOP/ HKD/ USD/ EUR
  • Minimum PREMIUM of:
    • MOP/HKD 25,000
    • USD 3,125
    • EUR 3,000
  • No subscription fees
  • No maintenance fees
  • Premium Payment Method - Lump sumAL DEATH BENEFIT
ACCIDENTAL DEATH BENEFIT
  • Benefit equal to 5% of the premium 
  • According to the plan currency and, only applicable to insured aged from 18 to 69 years old with a maximum limit of:
    • MOP/HKD 100,000
    • USD 12,500
    • EUR 11,800
FLEXIBLE SURRENDER
  • Total or partial surrender is available subject to a fee of 10% / 8% / 5% on premium surrendered in policy year 1 / 2 / 3 respectively.
  • Minimum surrender amount is applied.

This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.

Download the Product Flyer here.  Please contact us for further details about the product and how to apply for it.