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Terms of Use and Disclaimer

Please read these conditions carefully.  By accessing this website and any of its pages, it implies that you accept the conditions mentioned below:

1. Information, products or services provided on this website are offered only in jurisdictions where and when they may be lawfully offered by Fidelidade Macau – Insurance Company Limited (hereafter referred to as "Fidelidade Macau") and Fidelidade Macau Life — Insurance Company Limited (hereafter referred to as "Fidelidade Life").

2. All materials from this website are owned by Fidelidade Macau and Fidelidade Life.  No part of these materials may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for commercial or public purposes without the prior written permission from Fidelidade Macau and Fidelidade Life.

3. Any information and materials provided on this website can be withdrawn or changed at any time without advanced notice.

4. This website may include hyperlinks to other websites which are not maintained by Fidelidade Macau and Fidelidade Life.  Such websites are provided for your reference only and are accessed at your own risk.

5. All information submitted to Fidelidade Macau or Fidelidade Life via this website and all electronic records and documents in connection with any communication between you and Fidelidade Macau or Fidelidade Life via this website shall be deemed and remain the property of Fidelidade Macau and Fidelidade Life.

6. No warranty is given to the safety and security for any electronic message transmitted to Fidelidade Macau or Fidelidade Life through this website.  We do not warrant the security, accuracy, adequacy, fitness for a particular purpose or freedom from computer virus and harmful materials of this website or the materials and information contained in or referred to on each page associated with this website.

7. When you visit the website, some information may be recorded for analysis on the number of visitors to the site and general usage patterns.  Some of this information will be gathered through the use of cookies.  The information collected by “cookies” is anonymous aggregated research data, and contain no name or address information or any information that will enable anyone to contact you via telephone, e-mail or any other means.