Life Product Disclosure

Hereunder you may find additional information related to our life products.


EasySaver Insurance Plan
Investment Policy, Objective and Strategy 
Crediting Interest Rate, Fees and Charges Philosophy
  Historical Crediting Interest Rates for Reporting Year 2023
Glossary for Insurance Terminology
Historical Accumulation Interest Rates for Reporting Year 2023

Guaranteed Education Plan
Investment Policy, Objective and Strategy
Dividend Philosophy
 Fulfillment ratios for Participating Products for Reporting Year 2023
Historical Accumulation Interest Rates for Reporting Year 2023

Guaranteed Savings 3 Years (Series III)
Investment Policy, Objective and Strategy
Crediting Interest Rate, Fees and Charges Philosophy
 Historical Crediting Interest Rates for Reporting Year 2023
Glossary for Insurance Terminology
Historical Accumulation Interest Rates for Reporting Year 2023

RetireJoy Annuity Plan
Investment Policy, Objective and Strategy 
Dividend Philosophy 
Fulfillment ratios for Participating Products for Reporting Year 2023
Historical Accumulation Interest Rates for Reporting Year 2023

SmartRetire Savings Plan
Investment Policy, Objective and Strategy
Crediting Interest Rate, Fees and Charges Philosophy
 Historical Crediting Interest Rates for Reporting Year 2023
Historical Accumulation Interest Rates for Reporting Year 2023
Glossary for Insurance Terminology