Life Product Disclosure

Hereunder you may find additional information related to our life products.

EasySaver Insurance Plan
► Investment Policy, Objective and Strategy 
► Crediting Interest Rate, Fees and Charges Philosophy
►  Historical Crediting Interest Rates for Reporting Year 2022 
► General Conditions
► Glossary for Insurance Terminology

Guaranteed Education Plan
► Investment Policy, Objective and Strategy
► Dividend Philosophy
► Fulfillment ratios for Participating Products for Reporting Year 2022
► General Conditions

Guaranteed Savings 3 Years (Series III)
► Investment Policy, Objective and Strategy
► Crediting Interest Rate, Fees and Charges Philosophy
► Historical Crediting Interest Rates for Reporting Year 2022
► General Conditions
► Glossary for Insurance Terminology

RetireJoy Annuity Plan
► Investment Policy, Objective and Strategy 
► Dividend Philosophy 
► Fulfillment ratios for Participating Products for Reporting Year 2022
► General Conditions

SmartRetire Savings Plan
► Investment Policy, Objective and Strategy
► Crediting Interest Rate, Fees and Charges Philosophy
► Historical Crediting Interest Rates for Reporting Year 2022
► General Conditions
► Glossary for Insurance Terminology