Life Product Disclosure

Hereunder you may find additional information related to our life products.


EasySaver Insurance Plan

Investment Policy, Objective and Strategy

Crediting Interest Rate, Fees and Charges Philosophy

Glossary for Insurance Terminology

  Historical Crediting Interest Rates for Reporting Year 2024

Historical Accumulation Interest Rates for Reporting Year 2024


Guaranteed Education Plan

Investment Policy, Objective and Strategy

Dividend Philosophy

Fulfillment ratios for Participating Products for Reporting Year 2024

Historical Accumulation Interest Rates for Reporting Year 2024


Guaranteed Savings 3 Years

Investment Policy, Objective and Strategy

Crediting Interest Rate, Fees and Charges Philosophy

Glossary for Insurance Terminology

 Historical Crediting Interest Rates for Reporting Year 2024

Historical Accumulation Interest Rates for Reporting Year 2024


Guaranteed Savings 5 Years

 Historical Crediting Interest Rates for Reporting Year 2024

Historical Accumulation Interest Rates for Reporting Year 2024


MaxValue20 Endowment Plan

Historical Index Value for Reporting Year 2024


RetireJoy Annuity Plan

Investment Policy, Objective and Strategy

Dividend Philosophy

Fulfillment ratios for Participating Products for Reporting Year 2024

Historical Accumulation Interest Rates for Reporting Year 2024


SmartRetire Savings Plan

Investment Policy, Objective and Strategy

Crediting Interest Rate, Fees and Charges Philosophy

Glossary for Insurance Terminology

 Historical Crediting Interest Rates for Reporting Year 2024

Historical Accumulation Interest Rates for Reporting Year 2024