TravelSafe Insurance Plan
Travel insurance is essential for a peaceful and safe trip. No matter what your purpose of traveling is, you may choose the TravelSafe Insurance Plan that most suits your needs. Don’t forget, TravelSafe Insurance Plan protects you worldwide!
Enjoy your journey – worry free!
Benefits Overview
- 24-Hours Worldwide Emergency Assistance
- Enjoy discounts for family members
- Automatic 10 days extension of insurance period due to unavoidable travel delay without charge
- Coverage for loss/delay of baggage
- Cover for amateur sports activities
- Cover for the highest level of “Travel Alert”
- Cover for Accidents caused by Terrorist Acts*
- No deductibles
*Only applicable for Section 1 “Emergency Medical” and Section 2 “Personal Accident” of Clause 3 of the Policy General Conditions.
APPLY NOW through BNU Online Banking, BNU APP or visit our offices at Av. Praia Grande 567, BNU Building 14/F, Macau (China), from Monday to Friday (09:00 – 17:30).
This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.
Download the Product Leaflet here. Please contact us for further details about the product and how to apply for it.
COVERAGE
| MAXIMUM BENEFIT (MOP) | ||
|
|
Prestige |
Express |
|
1. Emergency Medical |
||
|
a) Medical Expenses Include follow-up medical treatment within 90 days after return to Macau: i) Bodily Injury ii) Sickness1 iii) Chinese Medicine Practitioner (only for follow-up medical treatment after returned to Macau) (Maximum $150/visit/day) |
1,000,000. . 500,000. 75,000. 2,000. |
350,0000 0 200,0000 30,0000 1,5000 |
|
b) Overseas Hospital Cash (Per day) |
6,000. 500. |
4,0000 2000 |
|
c) Medical Facility Extension |
10,000. |
5,0000 |
|
2. Personal Accident |
||
|
a) Accident on Public Common Carrier or caused by Armed Robbery2 |
1,500,000. |
700,0000 |
|
b) Other Accident2 |
750,000. |
350,0000 |
|
c) Burns Benefit |
100,000. |
50,0000 |
|
3. 24-Hours Worldwide Emergency Assistance |
||
|
a) Emergency Medical Evacuation |
No Limit |
|
|
b) Repatriation after Treatment |
No Limit |
|
|
c) Hospital Deposits Guarantee |
40,000 |
|
|
d) Repatriation of Mortal Remains/Ashes |
No Limit |
|
|
e) Compassionate Visit (Maximum $1,500/day) |
10,500 |
|
|
f) Child Escort |
No Limit |
|
|
g) Referral and Assistance Services |
Yes |
|
|
4. Travel Inconvenience |
||
|
a) Trip Cancellation (Coverage for the highest level of “Travel Alert”) |
30,000. |
10,0000 |
|
b) Trip Curtailment or Re-routing (Coverage for the highest level of “Travel Alert”) |
30,000. |
10,0000 |
|
c) Travel Delay - Delay exceeds 5 consecutive hours - Subsequently for each and every full 10 consecutive hours delay |
3,000. 300. 500. |
2,0000 2000 3000 |
|
d) Baggage Delay (Delay for at least 8 hours) |
2,000. |
1,0000 |
|
5. Personal Belongings |
||
|
a) Personal Baggage3 |
20,000. |
10,0000 |
|
b) Personal Money |
3,000. |
2,0000 |
|
c) Loss of Travel Document |
3,000. |
2,0000 |
|
d) Emergency Cash (per day) |
3,000. 500. |
1,0000 2000 |
|
e) Golfing Hole-In-One |
1,000. |
N/A0 |
|
6. Special Care |
||
|
a) Consolation Benefit4 |
20,000. |
10,0000 |
|
b) Rental Vehicle Excess5 |
3,000. |
1,0000 |
|
c) Unoccupied Household Burglary |
10,000. |
5,0000 |
|
7. Legal Liability |
||
|
a) Personal Liability |
2,000,000. |
750,0000 |
1 Maximum benefit of MOP75,000 for Prestige Plan or MOP30,000 for Express Plan or 10% of the unused portion of Medical Expenses Benefit, whichever is lower.
2 Subject to Compensation Table. Insured over the age of 75 or under 16 will be entitled to a maximum benefit of MOP300,000 for Prestige Plan or MOP140,000 for Express Plan.
3 Benefit subject to sub-limit for different types of personal baggage.
4 Not applicable to Insured over the age of 75 or under 16.
5 50% of excess if the loss incurred in the PR China, or 80% of excess if the loss incurred elsewhere other than in the PR China, subject to maximum benefit.
EXCLUSIONS (Abstract only)
(The following list of exclusions is not representative of the full list of Exclusions. Please refer to the details stated in the Policy General Conditions.)
- Pre-existing, congenital or hereditary conditions before issuance of the policy
- Any known condition before issuance of the policy
- Suicide, attempted suicide or intentional self-injury
- Actions of the Insured whilst under the influence of alcohol or drugs to the extent of legal impairment
- Human Immunodeficiency Virus (HIV) related Sickness including Acquired Immune Deficiency Syndrome (AIDS)
- Mental defect, nervous disorders, insanity or infirmity of any kind
- Abortion, miscarriage, pregnancy or childbirth and sexually transmitted disease
- Engaging in sports in a professional capacity or could earn remuneration or income from engaging in such sport
- Committing crime, taking part in unlawful acts, willful, malicious, or illegal activity
- War, invasion, act of foreign enemies, hostilities or warlike operations (whether war be declared or not), civil war, mutiny, rebellion, revolution, insurrection, military or usurped power, or direct participation in strike, riot or civil commotion.
- Nuclear reactions, radiations and contaminations
- Pandemic exposure once the outbreak is confirmed by World Health Organization or Macau Government
LIST OF EXCLUDED COUNTRIES AND TERRITORIES
Your “TravelSafe Insurance Plan” policy will not be covered if you are travelling to any of the following Excluded Countries and Territories listed below:
|
⛔ AFGHANISTAN |
⛔ IRAQ |
|
⛔ CUBA |
⛔ LIBERIA |
|
⛔ DEMOCRATIC REPUBLIC CONGO |
⛔ SUDAN |
|
⛔ EGYPT |
⛔ SYRIA |
|
⛔ IRAN |
⛔ TURKEY |
The List of Excluded Countries and Territories may be updated from time to time without prior notice and which is applicable to all plans of “TravelSafe Insurance Plan”.
APPLY NOW through BNU Online Banking, BNU APP or visit our offices at Av. Praia Grande 567, BNU Building 14/F, Macau (China), from Monday to Friday (09:00 – 17:30).
This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.
Download the Product Leaflet here. Please contact us for further details about the product and how to apply for it.
PREMIUM TABLE
Single Trip (MOP)
|
No. of Days |
Prestige |
Express |
||||||
|
Single |
Couple |
Parent +Child |
Family |
Single |
Couple |
Parent +Child |
Family |
|
|
1 |
110 |
209 |
176 |
275 |
90 |
171 |
144 |
225 |
|
2 |
120 |
228 |
192 |
300 |
100 |
190 |
160 |
250 |
|
3 |
130 |
247 |
208 |
325 |
120 |
228 |
192 |
300 |
|
4 |
160 |
304 |
256 |
400 |
140 |
266 |
224 |
350 |
|
5 |
190 |
361 |
304 |
475 |
150 |
285 |
240 |
375 |
|
6 |
230 |
437 |
368 |
575 |
160 |
304 |
256 |
400 |
|
7 |
260 |
494 |
416 |
650 |
170 |
323 |
272 |
425 |
|
8 |
270 |
513 |
432 |
675 |
180 |
342 |
288 |
450 |
|
9 |
290 |
551 |
464 |
725 |
190 |
361 |
304 |
475 |
|
10 |
310 |
589 |
496 |
775 |
200 |
380 |
320 |
500 |
|
11 |
340 |
646 |
544 |
850 |
200 |
380 |
320 |
500 |
|
12 |
370 |
703 |
592 |
925 |
210 |
399 |
336 |
525 |
|
13 |
390 |
741 |
624 |
975 |
210 |
399 |
336 |
525 |
|
14 |
420 |
798 |
672 |
1,050 |
220 |
418 |
352 |
550 |
|
15 |
440 |
836 |
704 |
1,100 |
220 |
418 |
352 |
550 |
|
16-18 |
480 |
912 |
768 |
1,200 |
230 |
437 |
368 |
575 |
|
19-22 |
510 |
969 |
816 |
1,275 |
250 |
475 |
400 |
625 |
|
23-26 |
540 |
1,026 |
864 |
1,350 |
270 |
513 |
432 |
675 |
|
27-30 |
610 |
1,159 |
976 |
1,525 |
290 |
551 |
464 |
725 |
|
Each extra week |
140 |
266 |
224 |
350 |
40 |
76 |
64 |
100 |
Multi Trip (Annual Plan) (MOP)
|
|
Prestige |
Express |
|
Up to 100 days per trip |
1,800 |
1,100 |
Important Notice
- Premium Table is applicable to all destinations.
- The list of countries/regions that are excluded from coverage may be updated from time to time without prior notice.
- This insurance is valid for Macau Residents and persons holding a permit of residence in Macau.
- This insurance is only applicable for trips with Macau as origin location.
- Insured age is from 6 months to 75 years old.
- Annual Plan is subject to approval by Fidelidade Macau – Insurance Company Limited.
This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.
Download the Product Leaflet here. Please contact us for further details about the product and how to apply for it.