TravelSafe Insurance Plan
Travel insurance is essential for a peaceful and safe trip. No matter what your purpose of traveling is, you may choose the TravelSafe Insurance Plan that most suits your needs. Don’t forget, TravelSafe Insurance Plan protects you worldwide!
Enjoy your journey – worry free!
Benefits Overview
- 24-Hours Worldwide Emergency Assistance;
- Enjoy discounts for family members;
- Automatic 10 days extension of insurance period due to travel delay without charge;
- Coverage for loss/delay of baggage;
- Cover for amateur sports activities;
- Cover for the highest level of “Travel Alert”;
- Cover for Accidents caused by Terrorist Acts;
- No deductibles.
Subscribe through BNU Online Banking, BNU APP or visit our offices at Av. Praia Grande 567, BNU Building 14/F, Macau (China), from Monday to Friday (09:00 – 17:30).
This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.
Download the Product Leaflet here. Please contact us for further details about the product and how to apply for it.
COVERAGE TABLE (MOP)
|
Coverage |
Prestige |
Express |
|
1. Medical Emergency |
||
|
a) Medical Expenses Include follow-up medical treatment: i) Bodily Injury ii) Sickness1 iii) Chinese Medicine Practitioner (max. $150/visit/day) |
1,000,000. . 500,000. 75,000. 2,000. |
350,0000 0 200,0000 30,0000 1,5000 |
|
b) Overseas Hospital Cash (Per day) |
6,000. 500. |
4,0000 2000 |
|
c) Medical Facility Extension |
10,000. |
5,0000 |
|
2. Personal Accident |
||
|
a) Accident on Public Common Carrier or caused by Armed Robbery2 |
1,500,000. |
700,0000 |
|
b) Other Accident2 |
750,000. |
350,0000 |
|
c) Burns Benefit |
100,000. |
50,0000 |
|
3. 24-Hours Worldwide Emergency Assistance |
||
|
a) Emergency Medical Evacuation |
No Limit |
|
|
b) Repatriation after Treatment |
No Limit |
|
|
c) Hospital Deposits Guarantee |
40,000. |
40,0000 |
|
d) Repatriation of Mortal Remains/Ashes |
No Limit |
|
|
e) Compassionate Visit (max. $1,500/day) |
10,500. |
10,5000 |
|
f) Child Escort |
No Limit |
|
|
g) Referral and Assistance Services |
Yes |
|
|
4. Travel Inconvenience |
||
|
a) Trip Cancellation (Coverage for “Travel Alert”) |
30,000. |
10,0000 |
|
b) Trip Curtailment or Re-routing (Coverage for “Travel Alert”) |
30,000. |
10,0000 |
|
c) Travel Delay - First 5 hours - Subsequently for each and every 10 hours |
3,000. 300. 500. |
2,0000 2000 3000 |
|
d)Baggage Delay (Delay for more than 8 hours) |
2,000. |
1,0000 |
|
5. Personal Belongings |
||
|
a) Personal Baggage |
20,000. |
10,0000 |
|
b) Personal Money |
3,000. |
2,0000 |
|
c) Loss of Travel Document |
3,000. |
2,0000 |
|
d) Emergency Cash (per day) |
3,000. 500. |
1,0000 2000 |
|
e) Golfing Hole-In-One |
1,000. |
N/A0 |
|
6. Special Care |
||
|
a) Consolation Benefit3 |
20,000. |
10,0000 |
|
b) Rental Vehicle Excess |
3,000. |
1,0000 |
|
c) Unoccupied Household Burglary |
10,000. |
5,0000 |
|
7. Legal Liability |
||
|
a) Personal Liability |
2,000,000. |
750,0000 |
1 Max. benefit of MOP75,000 for Prestige Plan or MOP30,000 for Express Plan or 10% of the unused portion of Medical Expenses Benefit, whichever is lower.
2 A person over the age of 75 or under 16 will be entitled to a max. benefit of MOP300,000 for Prestige Plan or MOP140,000 for Express Plan.
3 Not applicable to insured over the age of 75 or under 16.
MAJOR EXCLUSIONS
(The following list of exclusions is not representative of the full list of Exclusions and is for reference only)
- Pre-existing, congenital or hereditary conditions
- Any known condition before the issuance of the policy
- Suicide, attempted suicide or self-inflicted injurie
- Venereal diseases and the use of alcohol or drugs other than those prescribed by a doctor
- HIV related illness
- Psychiatric, psychological disorder and insanity
- Pregnancy, abortion, miscarriage or childbirth
- Accidents whilst engaging in sports in a professional capacity or could earn income from engaging in such sport
- Involvement in dangerous assignments, projects or any work
- Wilful, malicious, deliberate, criminal or unlawful acts
- War, invasion, acts of foreign enemies, hostilities or warlike operations, civil war, rebellion, revolution, insurrection and civil commotion
- Nuclear reactions, radiations and contaminations
- Chemical or biological substance
- Pandemic exposure once the outbreak is confirmed by World Health Organization or Macau Government.
This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.
Download the Product Leaflet here. Please contact us for further details about the product and how to apply for it.
PREMIUM PLANS
Single Trip(MOP)
|
No. of Days |
Prestige |
Express |
||||||
|
Single |
Couple |
Parent +Child |
Family |
Single |
Couple |
Parent +Child |
Family |
|
|
1 |
110 |
209 |
176 |
275 |
90 |
171 |
144 |
225 |
|
2 |
120 |
228 |
192 |
300 |
100 |
190 |
160 |
250 |
|
3 |
130 |
247 |
208 |
325 |
120 |
228 |
192 |
300 |
|
4 |
160 |
304 |
256 |
400 |
140 |
266 |
224 |
350 |
|
5 |
190 |
361 |
304 |
475 |
150 |
285 |
240 |
375 |
|
6 |
230 |
437 |
368 |
575 |
160 |
304 |
256 |
400 |
|
7 |
260 |
494 |
416 |
650 |
170 |
323 |
272 |
425 |
|
8 |
270 |
513 |
432 |
675 |
180 |
342 |
288 |
450 |
|
9 |
290 |
551 |
464 |
725 |
190 |
361 |
304 |
475 |
|
10 |
310 |
589 |
496 |
775 |
200 |
380 |
320 |
500 |
|
11 |
340 |
646 |
544 |
850 |
200 |
380 |
320 |
500 |
|
12 |
370 |
703 |
592 |
925 |
210 |
399 |
336 |
525 |
|
13 |
390 |
741 |
624 |
975 |
210 |
399 |
336 |
525 |
|
14 |
420 |
798 |
672 |
1,050 |
220 |
418 |
352 |
550 |
|
15 |
440 |
836 |
704 |
1,100 |
220 |
418 |
352 |
550 |
|
16-18 |
480 |
912 |
768 |
1,200 |
230 |
437 |
368 |
575 |
|
19-22 |
510 |
969 |
816 |
1,275 |
250 |
475 |
400 |
625 |
|
23-26 |
540 |
1,026 |
864 |
1,350 |
270 |
513 |
432 |
675 |
|
27-30 |
610 |
1,159 |
976 |
1,525 |
290 |
551 |
464 |
725 |
|
Each extra week |
140 |
266 |
224 |
350 |
40 |
76 |
64 |
100 |
Multi Trip (Annual Plan) (MOP)
|
|
Prestige |
Express |
|
Up to 100 days per trip |
1,800 |
1,100 |
Important Notice
- Premium Table is applicable to all destinations
- This insurance is only valid for Macau Residents
- This insurance is only applicable for trips with Macau as origin location
- Insured age is from 6 months to 75 years old
- Annual Plan is subject to approval by Fidelidade Macau – Insurance Company Limited.
This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.
Download the Product Leaflet here. Please contact us for further details about the product and how to apply for it.