Introduction
Coverage
Plan Summary
Crediting Interest Rate

“EasySaver” Insurance Plan

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To achieve our goals in life may not come easy. You need to get well prepared with a financial plan that helps to build stable and desirable savings for your future.

Fidelidade Life understands your need and so we have specially designed the “EasySaver Insurance Plan” (the “EasySaver”) to help you take the first step towards your goals.

EasySaver is a flexible insurance savings plan that features a guaranteed crediting interest rate declared every year to grow your savings. It can help to support your retirement; build an education fund for your children; supplement your medical expense reserve; or as simple as saving up for going on a long vacation.

It also provides an accidental death benefit you want so you and your loved ones can enjoy peace of mind.


This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.

For details of coverage, terms, conditions and exclusions, please refer to Policy General Conditions.

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Worry-free with Savings Protected
Your savings are 100% guaranteed by Fidelidade Life. There is no absolute foolproof way to avoid market fluctuations but EasySaver is designed to protect your savings so you do not need to worry about any adverse financial impact due to market fluctuations.

Accumulate Your Wealth with Guaranteed Crediting Interest Rate
EasySaver features a guaranteed crediting interest rate declared at the beginning of each calendar year. This guaranteed return aims at beating other short term savings instruments. This guaranteed benefit allows you to continuously accumulate your wealth with stable growth.

Boost Your Savings with Additional Non-guaranteed Interest
In addition to the guaranteed interest, EasySaver features a non-guaranteed interest for each calendar year, that Fidelidade Life will declare after considering the product's investment return, claims and surrender experiences, etc. This helps to boost your savings and can achieve your goals at ease.

Extra Protection with Peace of Mind
EasySaver provides accidental death benefit1 . The benefit amount equals to 5% of the Account Value2 subject to a maximum of MOP/HKD100,000.

Flexible Choice of Premium Payment Options
You can choose to build up your savings by paying regular monthly premiums or by a single premium. Depending on your individual lifestyle and financial situation, you can choose to boost your savings by paying a top-up premium.

Flexible Choice of Partial Surrenders in Times of Need
It takes time and probably a persistent habit of making savings to build up wealth. But you may want to draw on your savings in times of need. EasySaver allows flexible choice for you to partial or total surrender depending on your needs. Partial or total surrender is subject to a minimum surrender amount and charge.

Easy Application
Anyone aged 18 or above may apply for EasySaver. Application is easy. No medical examination is required.

Notes:

  1. Age limit for the accidental death benefit: 18-69 years of age. Benefit subject to Policy exclusions.
  2. Account Value shall mean the sum of all premiums paid, plus all interest, less all partial surrender benefit amount.

This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.

For details of coverage, terms, conditions and exclusions, please refer to Policy General Conditions.

New Promotion


This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.

For details of coverage, terms, conditions and exclusions, please refer to Policy General Conditions.

New Promotion

CREDITING INTEREST RATES HISTORY_EN_2

Please be reminded that the historical crediting interest rates are for reference only, and should not be taken as an indicator of future crediting interest rates. The future crediting interest rates may be less or more favorable than the historical crediting interest rates.


This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.

For details of coverage, terms, conditions and exclusions, please refer to Policy General Conditions.