ARE YOUR PLANNING FOR:
⇒ YOUR KIDS' EDUCATION?
⇒ A PEACEFUL RETIREMENT?
⇒ A DIVERSIFIED PORTFOLIO…AND MORE
HOW WILL YOU PLAN TO MEET THESE NEEDS? MaxValue 20 | Endowment Plan provides you an all-in-one solution to meet your long-term savings needs, allows you to benefit from market upside performance and capital protection against downside risk.
FIND OUT HOW! THIS NEXT VIDEO WILL EXPLAIN ALL!
PRODUCT MAIN FEATURES
♦ CAPITAL PROTECTION: This plan offers capital guarantee upon maturity and in case of death of the Insured.
♦ HIGH WATER MARK: The High-Water Mark (HWM) feature ensures a lock-in of positive index performance on each policy monthiversary during the policy lifetime.
♦ UPSIDE POTENTIAL: The premium is invested in BEST Index Series Fortuna 700 that includes equities and bonds, in a customized well diversified investment strategy.
♦ SURRENDER FLEXIBILITY: This plan offers partial or total surrender option with no surrender charge.
This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.
Download this Product Leaflet here. Please contact us for further details about the product and how to apply for it.
HOW IT WORKS
► Upon inception, the premium amount paid is set as the initial GMAB. This GMAB will grow when the market is performing, and it is the amount to be received upon maturity.
► On each policy monthiversary, the GMAB will increase when the investment is performing. The High-Water Mark (HWM) ensures a lock-in of positive index performance during the policy lifetime.
► In the unfortunate case of an economic crisis with markets going down, the GMAB will not drop, but it will remain unchanged from the previous policy monthiversary, thus, the previous investment gains are safe and locked-in.
SO, HOW IS THE PERFORMANCE DEFINED?
The premium is invested in the BEST Index Series Fortuna 700 that includes equities and bonds. On each policy monthiversary, when the index goes up, the GMAB will go up. But when the index goes down, the GMAB will remain the same as the previous policy monthiversary.
The index follows a strategy with a long and steady track record, as well as a very transparent investment rulebook in two major portfolios: EQUITIES and BONDS. An ongoing risk-control is implemented to manage the index’s daily return fluctuations.
CHECK THE INDEX PERFORMANCE HERE
PLAN SUMMARY
| Policy Term |
20 Years |
| Policy Term |
USD |
| Minimum Premium |
10,000 |
| Payment Mode |
Single Premium |
| Issue Age |
18-65 Years |
REMARK: The Exit Value Adjustment factor (“EVA”) for all policies of this product is zero, as declared by the board of directors of Fidelidade Macau Life - Insurance Company Limited.
This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.
Download this Product Leaflet here. Please contact us for further details about the product and how to apply for it.
CASE ILLUSTRATIONS
Matthew and his wife Jessica are planning for their kids’ future and want to invest money for their higher education.
They want to create a risk-free plan to achieve their child’s education goals, but they don’t want to spend too much time thinking about their investment decision.
THEY DECIDE TO SUBSCRIBE MAXVALUE 20 ENDOWMENT PLAN WITH RELATIVELY LOW RISK FOR A 20-YEAR TERM WITH POTENTIAL BIG GAINS.
WHEN THE POLICY MATURES, THEY WILL BE RECEIVING THE MATURITY BENEFITS FROM MAXVALUE 20 AND WILL BE FINANCIALLY READY TO AFFORD THEIR KIDS’ EDUCATION.
CLICK BELOW FOR MORE USER STORIES AND ILLUSTRATIONS
This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.
Download this Product Leaflet here. Please contact us for further details about the product and how to apply for it.
This product is underwritten by Fidelidade Macau Life — Insurance Company Limited. The above product information is for reference only.
Download this Product Leaflet here. Please contact us for further details about the product and how to apply for it.
