Life Product Disclosure

Hereunder you may find additional information related to our life products.

EasySaver Insurance Plan

Investment Policy, Objective and Strategy

Crediting Interest Rate, Fees and Charges Philosophy

Glossary for Insurance Terminology

Historical Crediting Interest Rates for Reporting Year 2025

Historical Accumulation Interest Rates for Reporting Year 2025


Guaranteed Education Plan

Investment Policy, Objective and Strategy

Dividend Philosophy

Fulfillment Ratios for Participating Products (Reporting Year 2025)

Historical Accumulation Interest Rates for Reporting Year 2025


Guaranteed Savings 3 Years

Investment Policy, Objective and Strategy

Crediting Interest Rate, Fees and Charges Philosophy

Glossary for Insurance Terminology

Historical Crediting Interest Rates for Reporting Year 2025

Historical Accumulation Interest Rates for Reporting Year 2025


Guaranteed Savings 5 Years

Historical Crediting Interest Rates for Reporting Year 2025

Historical Accumulation Interest Rates for Reporting Year 2025


MaxValue20 Endowment Plan

Historical Index Value for Reporting Year 2025


RetireJoy Annuity Plan

Investment Policy, Objective and Strategy

Dividend Philosophy

Fulfillment Ratios for Participating Products (Reporting Year 2025)

Historical Accumulation Interest Rates for Reporting Year 2025


SmartRetire Savings Plan

Investment Policy, Objective and Strategy

Crediting Interest Rate, Fees and Charges Philosophy

Glossary for Insurance Terminology

Historical Crediting Interest Rates for Reporting Year 2025

Historical Accumulation Interest Rates for Reporting Year 2025