{"id":19824,"date":"2024-04-11T15:21:13","date_gmt":"2024-04-11T07:21:13","guid":{"rendered":"https:\/\/www.fidelidade.com.mo\/?page_id=19824"},"modified":"2026-04-17T17:43:25","modified_gmt":"2026-04-17T09:43:25","slug":"guaranteed-savings-5-years","status":"publish","type":"page","link":"https:\/\/www.fidelidade.com.mo\/zh-hant\/insurance-products\/personal-insurance\/savings-and-investment\/guaranteed-savings-5-years\/","title":{"rendered":"\u9ad8\u606f\u4e94\u5e74\u5132\u84c4\u8a08\u5283 (III)"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"background-color: #ffff99; color: #3366ff;\"><strong><span style=\"color: #ff0000;\">\u91cd\u8981\u4e8b\u9805\uff1a<\/span><span style=\"color: #000000;\" data-teams=\"true\">\u6b64\u7522\u54c1\u5df2\u505c\u552e\u3002\u73fe\u6709\u4fdd\u55ae\u4e0d\u53d7\u5f71\u97ff\u3002<\/span><\/strong><\/span><\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"background-color: #ffff99; color: #3366ff;\"><strong><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.fidelidade.com.mo\/zh-hant\/contact-us\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #3366ff; text-decoration: underline;\">\u8acb\u806f\u7d61\u6211\u5011<\/span><\/a><\/span>\u00a0<span data-teams=\"true\"><span style=\"color: #000000;\">\uff0c\u4ee5\u77ad\u89e3\u6211\u5011\u7684\u5176\u4ed6\u5132\u84c4\u8a08\u5283\u3002<\/span><\/span><\/strong><\/span><\/span><\/span><\/p>\n<hr \/>\n<p><a href=\"https:\/\/www.fidelidade.com.mo\/zh-hant\/brochure\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-25295 size-full\" style=\"width: 750px; height: 232px;\" src=\"https:\/\/www.fidelidade.com.mo\/wp-content\/uploads\/2025\/10\/WEBSITE_ProductPageBanner-750x232px-CH-1.jpg\" alt=\"\" width=\"750\" height=\"232\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>\u300c\u9ad8\u606f\u4e94\u5e74\u5132\u84c4\u8a08\u5283<\/strong><strong> (III)\u300d\u8b93\u60a8\u4ee5\u53ef\u6301\u7e8c\u767c\u5c55\u7684\u65b9\u5f0f\uff0c\u70ba\u60a8\u7684\u8cc7\u7522\u589e\u503c\u3002<\/strong><\/p>\n<table style=\"border: 1px currentColor; height: 1px;\" border=\"1\" cellspacing=\"2\" align=\"center\">\n<tbody>\n<tr>\n<td style=\"border: 0px currentcolor; vertical-align: top; text-align: center;\" width=\"250\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><img decoding=\"async\" style=\"width: 25px;\" src=\"https:\/\/www.fidelidade.com.mo\/wp-content\/uploads\/2017\/08\/doghead-1.png\" \/><\/span><\/span><\/td>\n<td style=\"border: 0px currentcolor; vertical-align: top; text-align: center;\" width=\"250\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><img decoding=\"async\" style=\"width: 25px;\" src=\"https:\/\/www.fidelidade.com.mo\/wp-content\/uploads\/2017\/08\/doghead-1.png\" \/><\/span><\/span><\/td>\n<td style=\"border: 0px currentcolor; vertical-align: top; text-align: center;\" width=\"250\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><img decoding=\"async\" style=\"width: 25px;\" src=\"https:\/\/www.fidelidade.com.mo\/wp-content\/uploads\/2017\/08\/doghead-1.png\" \/><\/span><\/span><\/td>\n<td style=\"border: 0px currentcolor; vertical-align: top; text-align: center;\" width=\"250\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><img decoding=\"async\" style=\"width: 25px;\" src=\"https:\/\/www.fidelidade.com.mo\/wp-content\/uploads\/2017\/08\/doghead-1.png\" \/><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0px currentcolor; vertical-align: top; height: 50px;\" width=\"250\">\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #cc0000;\"><strong>\u00a0\u00a0\u00a0 \u00a0\u53ef\u6301\u7e8c\u767c\u5c55\u7684\u6295\u8cc7\u65b9\u5f0f<\/strong><\/span><\/span><\/span><\/p>\n<\/td>\n<td style=\"border: 0px currentColor; vertical-align: top;\" width=\"250\">\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #cc0000;\"><strong>100% \u672c\u91d1\u4fdd\u8b49<\/strong><\/span><\/span><\/span><\/p>\n<\/td>\n<td style=\"border: 0px currentColor; vertical-align: top;\" width=\"250\">\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #cc0000;\"><strong>\u6bcf\u5e74\u4fdd\u8b49\u6d3e\u606f\u7387<\/strong><\/span><\/span><\/span><\/p>\n<\/td>\n<td style=\"border: 0px currentColor; vertical-align: top;\" width=\"250\">\n<p style=\"text-align: center;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #cc0000;\"><strong>\u9748\u6d3b\u9000\u4fdd<\/strong><\/span><\/span><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 0px currentcolor; vertical-align: top; line-height: 1.4; text-align: center;\"><span style=\"font-size: 13px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #444444;\">\u672c\u7522\u54c1\u7576\u4e2d\u5927\u90e8\u5206\u8cc7\u7522\u5c07\u6295\u8cc7\u5728\u6709\u5229\u300c\u74b0\u5883\u3001\u793e\u6703\u53ca\u7ba1\u6cbb\u300d\uff08ESG\uff09\u7279\u8272\u7684\u4f01\u696d\u50b5\u52d9\u8b49\u5238\u3002<\/span><\/span><\/span><\/td>\n<td style=\"border: 0px currentcolor; vertical-align: top; line-height: 1.4; text-align: center;\"><span style=\"font-size: 13px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #444444;\"><strong>\u4fdd\u55ae\u4e94\u5e74\u671f\u6eff\u6642\u6211\u5011\u5411\u60a8\u652f\u4ed8\u4fdd\u8b49\u5230\u671f\u5229\u76ca<\/strong><\/span><\/span><\/span><\/td>\n<td style=\"border: 0px currentcolor; vertical-align: top; line-height: 1.4; text-align: center;\" width=\"250\"><span style=\"font-size: 13px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #444444;\">100%\u672c\u91d1\u4fdd\u8b49\uff0c\u52a0\u4e0a\u5df2\u6d3e\u767c\u4e4b\u5229\u606f\u6e1b\u53bb\u4efb\u4f55\u5df2\u9000\u4fdd\u91d1\u984d<\/span><\/span><\/span><\/td>\n<td style=\"border: 0px currentcolor; vertical-align: top; line-height: 1.4; text-align: center;\"><span style=\"font-size: 13px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #444444;\"><strong>\u53ef\u96a8\u6642\u4f5c\u5168\u90e8\u6216\u90e8\u5206\u73fe\u91d1\u9000\u4fdd<\/strong><\/span><\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"width: 750px; height: 150px;\">\n<tbody>\n<tr style=\"height: 21px;\">\n<td style=\"border-color: #ef2e24; width: 350px; text-align: center; background-color: #e42313; height: 20px;\" colspan=\"5\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong><span style=\"color: #ffffff;\">\u4fdd\u8b49\u6d3e\u606f\u7387\u00a0<sup>1<\/sup><\/span><\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"border-color: #ef2e24; width: 150px; background-color: #878787; height: 20px; text-align: center;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #ffffff;\">\u5e74\u5ea6<\/span><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #878787; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #ffffff;\"><strong>\u6fb3\u9580\u5143<\/strong><\/span><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #878787; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #ffffff;\"><strong>\u6e2f\u5143<\/strong><\/span><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #878787; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #ffffff;\"><strong>\u7f8e\u5143<\/strong><\/span><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #878787; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #ffffff;\"><strong>\u6b50\u5143<\/strong><\/span><\/span><\/span><\/td>\n<\/tr>\n<tr style=\"height: 7.28125px;\">\n<td style=\"border-color: #ef2e24; width: 150px; background-color: #878787; height: 20px; text-align: center; vertical-align: middle;\"><span style=\"color: #ffffff; font-family: arial, helvetica, sans-serif;\"><span style=\"font-size: 14px;\"><strong>1<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\" rowspan=\"1\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>2.95%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\" rowspan=\"1\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.05%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\" rowspan=\"1\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.45%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\" rowspan=\"1\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>1.75%<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"border-color: #ef2e24; width: 150px; text-align: center; background-color: #878787; height: 20px;\"><span style=\"color: #ffffff; font-family: arial, helvetica, sans-serif;\"><span style=\"font-size: 14px;\"><strong>2<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.00%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.10%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.50%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>1.90%<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"border-color: #ef2e24; width: 150px; text-align: center; background-color: #878787; height: 20px;\"><span style=\"color: #ffffff; font-family: arial, helvetica, sans-serif;\"><span style=\"font-size: 14px;\"><strong>3<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.05%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.15%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.55%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>2.05%<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"border-color: #ef2e24; width: 150px; text-align: center; background-color: #878787; height: 20px;\"><span style=\"color: #ffffff; font-family: arial, helvetica, sans-serif;\"><span style=\"font-size: 14px;\"><strong>4<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.06%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.16%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>3.56%<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 14px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><strong>2.06%<\/strong><\/span><\/span><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"border-color: #ef2e24; width: 150px; text-align: center; background-color: #878787; height: 20px;\"><span style=\"color: #ffffff; font-family: arial, helvetica, sans-serif;\"><span style=\"font-size: 14px;\"><strong>5<\/strong><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 18px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #e42313;\"><strong>3.08%<\/strong><\/span><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 18px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #e42313;\"><strong>3.18%<\/strong><\/span><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 18px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #e42313;\"><strong>3.58%<\/strong><\/span><\/span><\/span><\/td>\n<td style=\"border-color: #ef2e24; width: 200px; text-align: center; background-color: #ededed; height: 20px;\"><span style=\"font-size: 18px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><span style=\"color: #e42313;\"><strong>2.08%<\/strong><\/span><\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-size: 12px;\"><span style=\"font-family: arial,helvetica,sans-serif;\"><sup>1\u00a0<\/sup><em>\u00a0<\/em>\u4ee5\u8907\u5f0f\u5229\u7387\u8a08\u7b97\uff0c\u4e26\u65bc\u6bcf\u500b\u4fdd\u55ae\u9031\u5e74\u65e5\u6d3e\u767c\u81f3\u4fdd\u55ae\u3002\u00a0<\/span><\/span><\/p>\n<hr \/>\n<p><strong>\u672c\u7522\u54c1\u7531\u5fe0\u8aa0\u6fb3\u9580\u4eba\u58fd\u4fdd\u96aa\u80a1\u4efd\u6709\u9650\u516c\u53f8\u627f\u4fdd\u3002<\/strong> \u4ee5\u4e0a\u7522\u54c1\u8cc7\u8a0a\u50c5\u4f9b\u53c3\u8003\u3002<\/p>\n<p>\u4e0b\u8f09<a href=\"https:\/\/www.fidelidade.com.mo\/zh-hant\/brochure\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0066cc;\"><strong>\u300c\u9ad8\u606f\u4e94\u5e74\u5132\u84c4\u8a08\u5283(III)\u300d\u7522\u54c1\u55ae\u5f35<\/strong><\/span><\/a>\u3002<span style=\"font-size: 12px;\"><span style=\"font-family: arial,helvetica,sans-serif;\">\u9ede\u64ca\u9023\u7d50\u53ef\u53c3\u95b1<a href=\"https:\/\/www.fidelidade.com.mo\/zh-hant\/about-us\/%e4%ba%ba%e5%a3%bd%e7%94%a2%e5%93%81%e8%b3%87%e6%96%99%e6%8a%ab%e9%9c%b2\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0066cc;\">\u4eba\u58fd\u4fdd\u96aa\u8cc7\u6599\u62ab\u9732<\/span><\/a><\/span><\/span>\u3002 \u5982\u6b32\u4e86\u89e3\u66f4\u591a\u7522\u54c1\u8a73\u60c5\u53ca\u6295\u4fdd\u65b9\u6cd5\uff0c\u8acb<a href=\"https:\/\/www.fidelidade.com.mo\/zh-hant\/contact-us\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0066cc;\">\u806f\u7d61\u6211\u5011<\/span><\/a>\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u91cd\u8981\u4e8b\u9805\uff1a\u6b64\u7522\u54c1\u5df2\u505c\u552e\u3002\u73fe\u6709\u4fdd\u55ae\u4e0d\u53d7\u5f71\u97ff\u3002 \u8acb\u806f\u7d61\u6211\u5011\u00a0\uff0c\u4ee5\u77ad\u89e3\u6211\u5011\u7684\u5176\u4ed6\u5132\u84c4\u8a08\u5283\u3002 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