INTRODUCTION
COVERAGE
PREMIUM

Motor Insurance | China (Guangdong Province)

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THE EASIEST AND SAFEST WAY TO DRIVE IN CHINA


INSURANCE SCOPE:

  • Insured vehicles: Macao Registered Private Cars
  • Route: Macao to/from China through HZM Bridge, within Guangdong Province
  • Period: 30 days per trip, 180 days per year

This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.

To apply for this product please download the application form here. For further details about the product and application, please contact us. 

GEP-Fidel-Banner-EN

THE EASIEST AND SAFEST WAY TO DRIVE IN CHINA


COVERAGE:

Motor TPL, insurance policy issued in Macau with extend cover:

A) Compulsory TPL cover of China (TPL Total RMB200,000)

  1. The compensation limit for death and disability is RMB 180,000;
  2. The compensation limit for medical expenses is RMB 18,000;
  3. The compensation limit for property losses is RMB 2,000;
  4. When the insured is not liable, the limit of compensation for non-responsible death and disability is RMB 18,000; the limit of compensation for non-responsible medical expenses is RMB 1,800; the limit of compensation for non-responsible property losses is RMB 100.                                                                                   

B) Optional Cover – Motor commercial insurance

  1. Extra TPL cover: 1mil, 1.5mil, 2mil or 3mil,
  2. Passenger cover: RMB10K, 30K, 50K or 100K per seat

This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.

To apply for this product please download the application form here. For further details about the product and application, please contact us. 

GEP-Fidel-Banner-EN

THE EASIEST AND SAFEST WAY TO DRIVE IN CHINA


PREMIUM:

A) COMPULSORY TPL COVER

Basic Premium

  • Private car under 6 seats: RMB 950.00
  • Private car >6 to 10 seats: RMB 1,100

Short term policy: premium = basic premium x N /365, Min. of N = 30 days

NCD

-10%

No responsible traffic accident occurred in the previous year

-20%

No responsible traffic accident occurred in the previous 2 years

-30%

No responsible traffic accident occurred in the previous 3 years

0%

Occurred once in the previous year, responsible for not involving a fatal traffic accident

10%

Two or more responsible traffic accidents occurred in the previous year

30%

A responsible fatal traffic accident occurred in the previous year

 

B) OPTIONAL COVER – MOTOR COMMERCIAL INSURANCE

Basic Premium (RMB)

Third-Party Liability

 

1Mil

1.5Mil

2Mil

3Mil

5Mil

           < 6 seats

755

843

922

1,075

1,370

>= 6 to 10 seats

894

998

1,091

1,271

1,621

 

Passenger Cover

 

10K

30K

50K

100K

           < 6 seats

30

90

150

300

>= 6 to 10 seats

30

90

150

300


This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.

To apply for this product please download the application form here. For further details about the product and application, please contact us.