Introduction
Coverage
Premium
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“TravelSafe” Insurance Plan

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Travel insurance is essential for a peaceful and safe trip. No matter what your purpose of traveling is, you may choose the TravelSafe Insurance Plan that most suits your needs. Don’t forget, TravelSafe Insurance Plan protects you worldwide!

Enjoy your journey – worry free!

Benefits Overview

  • 24-Hours Worldwide Emergency Assistance;
  • Enjoy discounts for family members;
  • Automatic 10 days extension of insurance period due to travel delay without charge;
  • Coverage for loss/delay of baggage;
  • Cover for amateur sports activities;
  • Cover for the highest level of “Travel Alert”;
  • Cover for Accidents caused by Terrorist Acts;
  • No deductibles.

Subscribe through BNU Online Banking, BNU APP or visit our offices at Av. Praia Grande 567, BNU Building 14/F, Macau (China), from Monday to Friday (09:00 – 17:30).


This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.

Download the Product Leaflet here.
For details of coverage, terms, conditions and exclusions, please refer to the Policy General Conditions.
Please contact us for further details about the product and how to apply for it.

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COVERAGE TABLE (MOP)

Coverage

Prestige

Express

1. Medical Emergency

a) Medical Expenses

Include follow-up medical treatment:

i) Bodily Injury

ii) Sickness1

iii) Chinese Medicine Practitioner (max. $150/visit/day)

1,000,000.

.

500,000.

75,000.

2,000.

350,0000

0

200,0000

30,0000

1,5000

b) Overseas Hospital Cash

(Per day)

6,000.

500.

4,0000

2000

c) Medical Facility Extension

10,000.

5,0000

2. Personal Accident

a) Accident on Public Common Carrier or caused by Armed Robbery2

1,500,000.

700,0000

b) Other Accident2

750,000.

350,0000

c) Burns Benefit

100,000.

50,0000

3. 24-Hours Worldwide Emergency Assistance

a) Emergency Medical Evacuation

No Limit

b) Repatriation after Treatment

No Limit

c) Hospital Deposits Guarantee

40,000.

40,0000

d) Repatriation of Mortal Remains/Ashes

No Limit

e) Compassionate Visit (max. $1,500/day)

10,500.

10,5000

f) Child Escort

No Limit

g) Referral and Assistance Services

Yes

4. Travel Inconvenience

a) Trip Cancellation (Coverage for “Travel Alert”)

30,000.

10,0000

b) Trip Curtailment or Re-routing (Coverage for “Travel Alert”)

30,000.

10,0000

c) Travel Delay

- First 5 hours

- Subsequently for each and every 10 hours

3,000.

300.

500.

2,0000

2000

3000

d)Baggage Delay (Delay for more than 8 hours)

2,000.

1,0000

5. Personal Belongings

a) Personal Baggage

20,000.

10,0000

b) Personal Money

3,000.

2,0000

c) Loss of Travel Document

3,000.

2,0000

d) Emergency Cash

(per day)

3,000.

500.

1,0000

2000

e) Golfing Hole-In-One

1,000.

N/A0

6. Special Care

a) Consolation Benefit3

20,000.

10,0000

b) Rental Vehicle Excess

3,000.

1,0000

c) Unoccupied Household Burglary

10,000.

5,0000

7. Legal Liability

a) Personal Liability

2,000,000.

750,0000

 

1 Max. benefit of MOP75,000 for Prestige Plan or MOP30,000 for Express Plan or 10% of the unused portion of Medical Expenses Benefit, whichever is lower.

2 A person over the age of 75 or under 16 will be entitled to a max. benefit of MOP300,000 for Prestige Plan or MOP140,000 for Express Plan.

3 Not applicable to insured over the age of 75 or under 16.

 

 

MAJOR EXCLUSIONS

(The following list of exclusions is not representative of the full list of Exclusions and is for reference only)

  • Pre-existing, congenital or hereditary conditions
  • Any known condition before the issuance of the policy
  • Suicide, attempted suicide or self-inflicted injurie
  • Venereal diseases and the use of alcohol or drugs other than those prescribed by a doctor
  • HIV related illness
  • Psychiatric, psychological disorder and insanity
  • Pregnancy, abortion, miscarriage or childbirth
  • Accidents whilst engaging in sports in a professional capacity or could earn income from engaging in such sport
  • Involvement in dangerous assignments, projects or any work
  • Wilful, malicious, deliberate, criminal or unlawful acts
  • War, invasion, acts of foreign enemies, hostilities or warlike operations, civil war, rebellion, revolution, insurrection and civil commotion
  • Nuclear reactions, radiations and contaminations
  • Chemical or biological substance
  • Pandemic exposure once the outbreak is confirmed by World Health Organization or Macau Government.

This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.

Download the Product Leaflet here.
For details of coverage, terms, conditions and exclusions, please refer to the Policy General Conditions.
Please contact us for further details about the product and how to apply for it.

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PREMIUM PLANS

Single Trip(MOP)

No. of Days

Prestige

Express

Single

Couple

Parent +Child

Family

Single

Couple

Parent +Child

Family

1

110

209

176

275

90

171

144

225

2

120

228

192

300

100

190

160

250

3

130

247

208

325

120

228

192

300

4

160

304

256

400

140

266

224

350

5

190

361

304

475

150

285

240

375

6

230

437

368

575

160

304

256

400

7

260

494

416

650

170

323

272

425

8

270

513

432

675

180

342

288

450

9

290

551

464

725

190

361

304

475

10

310

589

496

775

200

380

320

500

11

340

646

544

850

200

380

320

500

12

370

703

592

925

210

399

336

525

13

390

741

624

975

210

399

336

525

14

420

798

672

1,050

220

418

352

550

15

440

836

704

1,100

220

418

352

550

16-18

480

912

768

1,200

230

437

368

575

19-22

510

969

816

1,275

250

475

400

625

23-26

540

1,026

864

1,350

270

513

432

675

27-30

610

1,159

976

1,525

290

551

464

725

Each extra week

140

266

224

350

40

76

64

100

 

 

Multi Trip (Annual Plan) (MOP)

 

Prestige

Express

Up to 100 days per trip

1,800

1,100

 

 

Important Notice

  • Premium Table is applicable to all destinations
  • This insurance is only valid for Macau Residents
  • This insurance is only applicable for trips with Macau as origin location
  • Insured age is from 6 months to 75 years old
  • Annual Plan is subject to approval by Fidelidade Macau – Insurance Company Limited.

This product is underwritten by Fidelidade Macau - Insurance Company Limited. The above product information is for reference only.

Download the Product Leaflet here.
For details of coverage, terms, conditions and exclusions, please refer to the Policy General Conditions.
Please contact us for further details about the product and how to apply for it.